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Payment Processing Verification
Payment_ID
Analyze payment processor fees to identify hidden markups and billing discrepancies. Surface overcharges and recover excess costs across your payment infrastructure.
Payment Processing Fees Are Opaque By Design
- Complex fee structures across interchange, assessments, and processor markups
- Hidden fees buried in statements that vary month to month
- Misclassified merchant categories driving higher interchange rates
- Fees charged on failed or declined transactions
- Currency conversion markups exceeding disclosed rates
How PaymentID Optimizes Your Payment Costs
PaymentID analyzes every transaction across your payment processors, comparing actual fees against contracted rates and industry benchmarks. We identify overcharges, optimize your merchant category codes, and recover fees you shouldn't have paid.
WHAT WE DETECT
- Interchange misclassification
- Hidden processor markups
- Failed transaction fee charges
- Currency conversion overcharges
- PCI compliance fee anomalies
- Chargeback fee discrepancies
- Volume discount violations
- Contract term breaches
Recovery Process
Reduced Effective Processing Costs
5-10%
Driven by fee optimization and billing discrepancy recovery
Supported Integrations
- Stripe
- PayPal
- Adyen
- Square
- Braintree
- Worldpay
- Chase Paymentech
- Fiserv (First Data)
- Authorize.net
- Shopify Payments